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Important Travel Insured Group Deluxe Policy details pertaining to D&D Travel's "Northeast Ireland - Land of 5000 Dawns" 2017 Getaway: GENERAL LIMITATIONS AND EXCLUSIONS
"Benefits are not payable for the following: resulting from
suicide, attempted suicide or any intentionally self-
inflicted injury while sane or insane (states may vary); due to
a mental or nervous condition, unless hospitalized; resulting
from an act of declared or undeclared war; while participating
in maneuvers or training exercises of an armed service; while
riding, driving or participating in races, or speed or endurance
contests; while mountaineering (engaging in the sport of scaling
mountains generally requiring the use of picks, ropes, or other
special equipment); while participating as a member of a team in
an organized sporting competition; while participating in
skydiving, hang gliding, bungee cord jumping, scuba diving or
deep sea diving; while piloting or learning to pilot or acting
as a member of the crew of any aircraft; received as a result or
consequence of being Intoxicated, as specifically defined in the
policy, or under the influence of any controlled substance
unless administered on the advice of a Legally Qualified
Physician; to which a contributory cause was the commission of
or attempt to commit a felony or being engaged in an illegal
occupation; due to normal childbirth, normal pregnancy through
the first 9 months of pregnancy or voluntarily induced abortion;
for dental treatment (except as coverage is otherwise
specifically provided herein); which exceed the Maximum Benefit
Amount for each attached coverage as shown in the Schedule of
Coverage and Services: or; due to a Pre-existing Condition, as
defined in the Policy. The Pre-existing Condition Limitation
does not apply to: (a) Emergency Medical Evacuation, Medical
Repatriation and Return of Remains coverage; or (b) to coverage
purchased prior to Your
final
Trip payment.
The
following limitation applies to Trip Cancellation: All
cancellations must be reported directly to the Travel
Supplier within 72 hours of the event causing the need to
cancel, unless the event prevents it, and then as soon as is
reasonably possible. If the cancellation is not reported within
the specified 72 hour period, the Company will not pay for
additional charges, which would not have, been incurred had You
notified the Travel Supplier in the specified period. If the
event prevents You from reporting the cancellation, the 72-hour
notice requirement does not apply; however, You must, if
requested, provide proof that said event prevented him or her
from reporting the cancellation within the specified period.
Additional Limitations and Exclusions Specific to Baggage and
Personal Effects:
Benefits are not payable for any loss caused by or resulting
from: breakage of brittle or fragile articles; wear and tear or
gradual deterioration; confiscation or appropriation by order of
any government or custom’s rule; theft or pilferage while left
in any unlocked vehicle; property illegally acquired, kept,
stored or transported; This document contains highlights of the
plan. Review the Certificate of Insurance for complete terms,
conditions and exclusions that apply. The Certificate of
Insurance will be provided to you by your travel supplier upon
purchase of the plan.
Plans are underwritten by the United States Fire Insurance Company. Fairmont Specialty and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2012. Not all coverage available in all jurisdictions." Rate: $145pp |